:root{--navy:#122334;--ink:#172431;--muted:#60717d;--paper:#f7f8f3;--white:#fff;--coral:#ff665f;--coral-dark:#e74b47;--mint:#a9ebd4;--mint-soft:#e2f7ef;--line:rgba(18,35,52,.13);--shadow:0 24px 70px rgba(18,35,52,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit}button,a{touch-action:manipulation;-webkit-tap-highlight-color:transparent}.shell{width:min(1120px,calc(100% - 40px));margin:0 auto}.announcement{padding:9px 16px;background:var(--mint);color:var(--navy);font-size:12px;font-weight:800;text-align:center}header{position:sticky;top:0;z-index:10;border-bottom:1px solid var(--line);background:rgba(247,248,243,.9);backdrop-filter:blur(18px)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-size:20px;font-weight:900;letter-spacing:-.04em;text-decoration:none}.logo{display:grid;place-items:center;width:43px;height:43px;border:6px solid var(--coral);border-radius:50%;font-size:15px}.navlinks{display:flex;align-items:center;gap:22px;color:#415361;font-size:13px}.navlinks a{text-decoration:none}.navlinks a:hover{color:var(--coral-dark)}.nav-cta{padding:11px 17px;border-radius:999px;background:var(--coral);color:#fff!important;font-weight:800}.hero{padding:78px 0 62px;background:radial-gradient(circle at 8% 2%,#fff 0,transparent 35%),linear-gradient(135deg,#edf8f3,#f7f8f3 52%,#fff0e7)}.crumbs{margin-bottom:30px;color:var(--muted);font-size:12px}.crumbs a{text-decoration:none}.kicker{margin:0 0 14px;color:var(--coral-dark);font-size:12px;font-weight:900;letter-spacing:.11em;text-transform:uppercase}h1{max-width:880px;margin:0 0 23px;color:var(--navy);font-size:clamp(43px,6vw,76px);font-weight:560;line-height:.98;letter-spacing:-.06em}.dek{max-width:760px;margin:0;color:#3d5260;font-size:19px;line-height:1.6}.review{display:grid;grid-template-columns:auto 1fr;gap:15px;max-width:810px;margin-top:32px;padding:19px 21px;border:1px solid rgba(18,35,52,.1);border-radius:20px;background:rgba(255,255,255,.72)}.review-icon{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--mint);color:var(--navy);font-weight:900}.review strong{display:block;color:var(--navy);font-size:13px}.review p{margin:4px 0 0;color:var(--muted);font-size:12px;line-height:1.55}.layout{display:grid;grid-template-columns:minmax(0,740px) 260px;gap:70px;padding:72px 0 95px}.article{font-size:17px;line-height:1.75}.article h2{margin:52px 0 13px;color:var(--navy);font-size:32px;line-height:1.12;letter-spacing:-.035em}.article h2:first-child{margin-top:0}.article h3{margin:34px 0 9px;color:var(--navy);font-size:21px}.article p{margin:0 0 20px}.article ul,.article ol{margin:0 0 24px;padding-left:24px}.article li{margin:8px 0}.callout{margin:34px 0;padding:23px 25px;border-radius:22px;background:var(--mint-soft);color:#31564f}.callout.warning{background:#fff0ed;color:#6c3936}.callout strong{display:block;margin-bottom:7px;color:var(--navy)}.references{margin-top:54px;padding-top:30px;border-top:1px solid var(--line)}.references h2{margin-top:0}.references a{color:#315f74}.side{align-self:start;position:sticky;top:108px;display:grid;gap:12px}.side-card{padding:20px;border:1px solid var(--line);border-radius:20px;background:#fff}.side-card strong{display:block;margin-bottom:8px;color:var(--navy)}.side-card p{margin:0;color:var(--muted);font-size:12px;line-height:1.55}.side-card a{display:inline-block;margin-top:13px;color:var(--coral-dark);font-size:12px;font-weight:800;text-decoration:none}.scan-button{display:flex;align-items:center;justify-content:space-between;padding:18px 20px;border-radius:19px;background:var(--navy);color:#fff;text-decoration:none;font-size:13px;font-weight:850}.scan-button span{color:var(--mint)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:38px}.card{display:flex;flex-direction:column;min-height:270px;padding:25px;border:1px solid var(--line);border-radius:25px;background:#fff;text-decoration:none;box-shadow:0 10px 35px rgba(18,35,52,.05)}.card:nth-child(3n+2){background:var(--mint-soft)}.card-tag{color:var(--coral-dark);font-size:10px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}.card h2{margin:22px 0 10px;color:var(--navy);font-size:23px;line-height:1.08;letter-spacing:-.035em}.card p{margin:0;color:var(--muted);font-size:13px;line-height:1.55}.card-arrow{margin-top:auto;padding-top:22px;color:var(--coral-dark);font-weight:900}.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:34px 0}.trust-item{padding:24px;border:1px solid var(--line);border-radius:22px;background:#fff}.trust-item h2{margin:0 0 10px;font-size:23px}.trust-item p{margin:0;color:var(--muted);font-size:14px;line-height:1.6}footer{padding:45px 0;background:#0b1823;color:rgba(255,255,255,.68);font-size:12px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px}.footer-grid p{margin:0;line-height:1.65}.footer-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:15px 20px}.footer-links a{color:#fff;text-decoration:none}.legal-note{margin-top:22px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:10px}.mobile-scan{display:none}
@media(max-width:850px){.navlinks a:not(.nav-cta){display:none}.layout{grid-template-columns:1fr;gap:35px}.side{position:static;grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr}.footer-links{justify-content:flex-start}}
@media(max-width:600px){body{padding-bottom:78px}.shell{width:min(100% - 28px,1120px)}.announcement{font-size:10px}.nav{min-height:66px}.brand{font-size:16px}.logo{width:38px;height:38px;border-width:5px}.nav-cta{padding:10px 14px}.hero{padding:48px 0 44px}h1{font-size:44px}.dek{font-size:16px}.review{grid-template-columns:1fr}.layout{padding:48px 0 70px}.article{font-size:16px}.article h2{font-size:28px}.side,.cards,.trust-grid{grid-template-columns:1fr}.card{min-height:230px}.mobile-scan{position:fixed;z-index:20;left:12px;right:12px;bottom:10px;display:flex;align-items:center;justify-content:space-between;min-height:58px;padding:0 20px;border-radius:999px;background:var(--navy);color:#fff;text-decoration:none;box-shadow:0 16px 45px rgba(18,35,52,.3)}.mobile-scan span{color:var(--mint);font-size:11px;font-weight:800}.mobile-scan strong{font-size:13px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
.contact-primary{margin:0 0 30px;padding:27px;border-radius:25px;background:var(--navy);color:#fff}.contact-primary .kicker{margin-bottom:10px;color:var(--mint)}.contact-primary p:last-child{max-width:620px;margin:15px 0 0;color:rgba(255,255,255,.68);font-size:13px;line-height:1.55}.contact-email{display:inline-block;color:#fff;font-size:clamp(20px,4vw,34px);font-weight:850;letter-spacing:-.035em;text-decoration-color:var(--coral);text-decoration-thickness:3px;text-underline-offset:7px;overflow-wrap:anywhere}.trust-item a{display:inline-block;margin-top:15px;color:var(--coral-dark);font-size:13px;font-weight:850;text-decoration:none}

.content-brand{display:flex;flex-direction:column;align-items:flex-start;gap:5px}.mls-byline{color:#dd514b;font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;text-decoration:none}.mls-byline:hover,.mls-byline:focus-visible{text-decoration:underline}.mls-byline:focus-visible{outline:2px solid #dd514b;outline-offset:4px}